Every day people are getting turned down for a home loan because their credit score is below 620. The truth is it doesn’t have to be this way because there are options available on FHA loans with credit scores as low as 580. Just because you have bad or poor credit doesn’t mean you can’t get a home loan. While some restrictions do apply, you can contact us today to learn more about your options.

The struggling economy has put a lot of home owners in a difficult position, but if you find yourself with low credit scores due to unfortunate circumstances we can still help you find a home loan. It isn’t easy to re-establish good credit, but we will do everything we can to help you achieve home ownership with the lowest possible interest rate – even with a low credit score.

To apply for a home mortgage loan, with or without a low credit score, you will need to gather some information to submit with your application. You generally will need:

In addition to the above information, to be approved for an FHA, VA or Conventional mortgage you will need:

To find out what loan program meets your needs with a low credit score, simply fill out the online form and one of our loan specialists will contact you. We look forward to helping you.


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