Rural development loans are a type of home mortgage that offers low costs and flexible payment options for single family households. There are, however, some restrictions on this, so be sure to speak to one of our loan specialists to find out more.



Much like traditional home loans, rural development loans carry 30 year terms.


Payments & Interest

Rural development loans offer home buyers a fixed rate and an option for no down payment. There are two types of rural development loans available to single families. One type allows for higher income limits and 100% financing, and the other is available for low income households. These loans are not entirely based on credit and can allow for more flexible credit scores where other home loans may not. These loans also provide low interest rates and affordable mortgage insurance.

If you feel a rural development loan may be right for you or if you have questions please contact us.

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